Coldwell Banker Home Loans will waive the application fee
Coldwell Banker Home Loans is part of one of the largest mortgage organizations in the country. We've built a reputation of strength, integrity and service that home buyers across the country have trusted for decades.
At Coldwell Banker Home Loans, our pre-approval process is designed to quickly assess your financial situation and tell you precisely how much home you can afford. We'll give you a loan decision in as little as 20 minutes. Our loan pre-approvals are reliable and trusted throughout the industry, because we take the time to evaluate data from all three credit agencies so you know how much house you can truly afford.
Coldwell Banker Home Loans provides much more than your standard 30-year conventional loan. In fact, we offer over 100 different mortgage products to appeal to a variety of buyers. We can also build custom programs for buyers with special needs, and we offer a number of creative mortgage products:
Four to the DoorSM
The Four Step Mortgage Program† by Coldwell Banker Home Loans
STEP 1: GET PRE-APPROVED
Guaranteed same-day loan decision. Most loan decisions are made within 20 minutes. When you speak to a loan consultant, you may choose Pre-Purchase Rate Protection, which safeguards your interest rate against market fluctuations and gives you the option of locking in a lower rate if rates drop.**
Pre-approval letter. Once you are pre-approved, you will immediately receive a letter via fax or e-mail, so you can begin house hunting right away.
STEP 2: FIND A HOME
Call us with a property address. The moment you notify us with the property address, we will order an appraisal (if needed) and send you a package containing important next steps. As soon as you have agreed on a price and signed the contract, call us.
STEP 3: RETURN DOCUMENTS
Confirmation and Documentation. At this step, we will need you to verify the personal information supplied to us earlier, as well as any required documentation for closing.
Loan application package. With this package, you will be asked to confirm the information you supplied for the pre-approval. There is nothing to fill out. Simply review the About You information and make any necessary changes. Then sign and return the documents in the overnight envelope provided.
STEP 4: CLOSE ON TIME
Guaranteed to meet closing date. Because you selected Coldwell Banker Home Loans, you can rest easy: we’ll meet your requested closing date guaranteed or we’ll reduce your interest rate by 1/8 of one percent for the life of the loan.***
Closing Package. At closing, you will receive a Closing Package, containing all the documentation you need from Coldwell Banker Home Loans.
†Mortgage loans are subject to qualification, receipt of satisfactory appraisal and verification of income, asset and debt information provided by the customer.
**If you have selected a property and lock between five and 60 days prior to closing.
***Approved, conventional, purchase loans only. Closing date to be mutually agreed upon between you and us, and you must provide all required documentation. Timely request for adjustment under guarantee is required.
Coldwell Banker Home Loans, 1 Mortgage Way, 3rd Floor, Mt. Laurel, NJ 08054. NMLS #4256. Alaska Licensed Mortgage Lender #100184, 866-462-8266; Arizona Residential Mortgage Licensee #BK 0907285; Licensed by the Department of Corporations under the California Residential Mortgage Lending Act; To check the Colorado license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm; Georgia Residential Mortgage Licensee #20292; Illinois Residential MortgageLicensee #MB.6759857; 122 S. Michigan Avenue, Suite 1900, Chicago, IL 60603, 312-793-3000; Massachusetts Licensed Mortgage Lender and Mortgage Broker #MC 1396; Minnesota - This is not an offer to enter an interest rate lock-in agreement; Montana Licensed Mortgage Lender #4256; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker - NYS Banking Department; Licensed First Mortgage Banker by Pennsylvania Department of Banking; Rhode Island Licensed Lender; Licensed by the Virginia State Corporation Commission, Lic. No. MC-3695. In Massachusetts, mortgage financing provided by Coldwell Banker Home Loans LLC. Coldwell Banker® and the Coldwell Banker Logo are registered trademarks licensed to Coldwell Banker Real Estate LLC and used with permission. Equal Housing Lender.
If you have any questions, click here to e-mail your Preferred Moves® coordinator or call toll free: 866-786-5512